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211 PEI: THE ISLAND'S TRUSTED COMMUNITY NAVIGATION SERVICE
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  • Subsidized and Low Cost Housing

Subsidized and Low Cost Housing

Low-cost or subsidized housing options and services that help people locate or pay for housing.

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Offers partnership housing for low-income families in which volunteers, staff, and the partner families work to build homes and help families live in a safe environment.

Habitat partner families contribute to the construction of their own homes and then repay a long-term, no interest, and no down payment mortgage.
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Islanders can apply for rental housing in Family Housing units located in nine communities or be provided with a rent supplement benefit to help pay for private landlord owned housing anywhere in PEI. For most applicants, rent is based on 25% of total household gross income.

Family Housing units may be available in the following communities:
  • Alberton
  • Charlottetown area
  • Georgetown
  • Montague
  • Mount Stewart
  • O'Leary
  • Souris
  • Summerside
  • Tignish
Most communities have one, two, three, and four bedroom units available. Generally the tenant is responsible for utilities, must furnish the apartment, and maintain tenant's insurance.
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The Housing Navigators make referrals and help individuals to access the right resources by assessing the risks associated with an individual's housing circumstances. Includes:

  • Providing an overview of programs related to housing in Epekwitk / PEI
  • Assisting with applications for Family Housing Program and Seniors Housing Programs
  • Making referrals to, and helping in accessing, community resources
  • Developing case planning and management for complex clients
  • Connecting clients and landlords
  • Accessing settlement services for immigrants and refugees
  • Following up to ensure clients getting the help they need
  • Finding mental health resources that may prevent clients from accessing housing
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Eligible individuals can apply for rental housing in Seniors Housing units in 32 communities across PEI or be provided with a rent supplement benefit to help pay for private landlord owned housing in any PEI community. Rent is based on the income of the tenant.

Units are generally one-bedroom apartments with a living room, kitchen, bathroom, and storage area. There are a limited number of bachelor and two-bedroom units. Heat is included in the rent. Tenant is responsible for furnishings, utilities other than heat, and tenant insurance.
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Provides financial assistance to support qualifying individuals who are escaping abusive situations by helping to cover monthly housing expenses, such as rent, mortgage payments, or property tax, up to $7,200 annually. The benefit can also provide a one-time non-repayable damage deposit of up to $2000.

Gender-based violence: based on gender norms and unequal power dynamics against someone because of their sex, gender, gender identity, gender expression, or perceived gender including women, girls, and 2SLGBTQI+. Violence takes many forms including physical, sexual, financial, as well as emotional (psychological) abuse.

This is a shared program through the Governments of Canada and Prince Edward Island as part of the National Housing Strategy.

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Provides an opportunity to PEI residents to own an eligible home that is up to maximum value of $350,000 (including HST, if any). Finance PEI will purchase a home on behalf of an approved participant who will in turn enter a five year Rent-to-Own agreement with Finance PEI on the same day the home is purchased. Participants will pay the rent to Finance PEI, and a portion of the payments shall accrue in favor of the participant to use the amount to exercise their purchase options below:

  • Reduce the purchase price payable to Finance PEI ("Purchase Price Credit")
  • Be used towards the cash down payment required to obtain the mortgage financing required to complete the purchase from Finance PEI ("Downpayment Credit")
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Provides a tax incentive/refund for new residential home constructions and commercial developments.
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Provides affordable housing for seniors. Rent is geared toward income and is 25% of a person's total income.

At times there may be a waitlist.
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Provides financial assistance to eligible individuals and families to help pay for basic needs. A financial need is when basic needs cost more than income.

Basic Needs:
  • Food
  • Clothing
  • Household items
  • Personal items
  • Telephone or internet costs
  • Shelter
  • Utilities (power, heat, fuel, and water)
  • Financial supports to meet emergency needs of people experiencing family violence
Other Needs That May Be Covered:
  • Medications hearing aids and eyeglasses
  • Transportation Costs
  • Security deposits for rent or utilities
  • Child care
Expenses Not Covered:
  • Cable television
  • Car payments and/or car insurance payments
  • Other outstanding debts
Social Assistance clients are automatically enrolled in the Financial Assistance Drug Program and Provincial Dental Care Program. If a need is not listed, contact the office. You will be directed to appropriate programs or assessed for social assistance eligibility.

Note: Social Assistance will ask clients to have looked into all possible ways to receive money. For example, Employment Insurance (EI) or Canada Pension Plan (CPP).
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Assists veterans and their families who are homeless or at risk of impending homelessness by providing a case worker who can support them in attaining life stabilization.

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