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  • Government Benefits

Government Benefits

Provincial and Federal Government benefits programs. Examples include social assistance, tax benefits, subsidies, pensions and more.

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Offers people who feel their student loan application was not properly assessed according to financial need the chance to appeal the decision. Only appealable expenses will be considered and fall into three general categories:
  • Student contribution appeal: You must show that you were unable to save the expected amount from your pre-study work period.
  • Parental contribution appeal: Your parent(s) must show they are unable to contribute the expected amount towards your education because of reasons beyond their control.
  • Single parent/spousal contribution appeal: Ongoing monthly expenses (e.g. mortgages, loans or utilities) may be considered for married or common-law students.
Non-appealable expenses include things like basic living costs, travel, tuition, books, fees OR if your student costs and educational expenses exceed the maximum loan funding available to all PEI students.

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Provides eligible applicants with financial relief by cancelling their PEI provincial student loan debt if they have a severe permanent disability that prevents them from participating in post-secondary studies and the labour force for the remainder of their life.

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Provides former students who have defaulted on their PEI provincial student loans with an opportunity to bring their account back into good standing by providing a six-month payment schedule. The benefits of registering and successfully completing the rehabilitation plan include:
  • Interest free status
  • De-registration from the Canada Revenue Agency's Refund Set-Off Program
  • Eligible to apply for further PEI student financial assistance (assuming the federal portion of the student loan is in good standing)
  • Eligible to apply for the Payment (Interest) Relief Program
  • Improved personal credit rating

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Provides an opportunity for Island students who are completing their medical residency to apply for interest relief on their PEI student loans until the residency program is complete. The federal portion of student loans is not eligible for the repayment relief plan.

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Students graduating from a post-secondary program can apply for a grant to help reduce their provincial student loan balance. Maximum grant amounts are:
  • For academic years that commenced prior to August 1, 2018: A grant of up to $2000 per year of study
  • For academic years that commenced after July 31, 2018: A grant of up to $3500 per year of study

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Provides financial assistance to eligible individuals and families to help pay for basic needs. A financial need is when basic needs cost more than income.

Basic Needs:
  • Food
  • Clothing
  • Household items
  • Personal items
  • Telephone or internet costs
  • Shelter
  • Utilities (power, heat, fuel, and water)
  • Financial supports to meet emergency needs of people experiencing family violence
Other Needs That May Be Covered:
  • Medications hearing aids and eyeglasses
  • Transportation Costs
  • Security deposits for rent or utilities
  • Child care
Expenses Not Covered:
  • Cable television
  • Car payments and/or car insurance payments
  • Other outstanding debts
Social Assistance clients are automatically enrolled in the Financial Assistance Drug Program and Provincial Dental Care Program. If a need is not listed, contact the office. You will be directed to appropriate programs or assessed for social assistance eligibility.

Note: Social Assistance will ask clients to have looked into all possible ways to receive money. For example, Employment Insurance (EI) or Canada Pension Plan (CPP).

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Provides eligible older adults with financial assistance up to $1,800, depending on income, to help them pay for practical services that help them stay in their own homes. Services covered by funding include:

  • General home maintenance
  • Light house keeping
  • Snow removal
  • Grass cutting
  • Meal preparation
  • Transportation
  • Communication devices such as smartphones, computer modem, and WiFi devices
  • Complements supports provided to seniors by Home Care or family members for daily unmet needs
  • Lifeline Medical Alert System

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Provides a tax-free monthly payment to eligible families to help offset the costs of raising children. PEICB will be in addition to the federal Canada Child Benefit and is administered by CRA on behalf of the Government of PEI.


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Provides supports and services to individuals living with a disability. Based on an assessment, support may be provided in one or more of the following areas:

  • Personal:
    • Life skills training in areas like meal preparation, budgeting, grocery shopping, recreational activities
    • Technical aids and assistive devices such as a wheelchair
    • Supports that enable an individual to be self-sufficient and live independently such as in-home supports or personal care workers
    • Specialized care supports to assist with extraordinary care needs
  • Housing:
    • Vehicle Modifications Funding to primary vehicle directly related to disability needs as determined by a licensed Occupational Therapist and adhering to the AAS funding parameters. Maximum funding is $6,000 every 8 years
    • Residential Supports to a paid caregiver to provide daily supervision and guidance in a community-based residential setting
    • Home Modifications Funding for making modifications to primary residence directly related to disability needs as determined by a licensed Occupational Therapist and adhering to the AAS funding parameter. Maximum funding is $10,000 every 10 year
  • Community:
    • Community/Peer connection supports for applicants over the age of 12 to establish connections with peers in a group environment
    • Community participation supports for applicants to participate in the community, such as day programming, a personal support worker, or specialized transportation needs
    • Peer supports help workers working closely with an applicant with a disability who is over the age of 18 to develop, implement, monitor and adapt their life plans as their circumstances change
  • Caregiver:
    • Supervision funding for applicants over the age of 12 who cannot safely be left alone, enabling the primary care provider(s) to attend school or work
    • Respite funding to provide temporary relief for caregivers from full care and supervision demands. The maximum amount is up to $430 per month
    • Behavioural supports help to provide focused interventions for teaching/modelling functional social skills and targeting improvement in non-normative social behaviours related to the safety of self or others
  • Financial: Assistance for basic needs such as food, clothing, shelter, household, and personal supplies through what is called Assured Income

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A monthly benefit available to most Canadians 65 years of age and older.

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